Buying Out a Business Partner

The situation

Bryce and his wife had been running a successful takeaway restaurant for two years in partnership with a silent investor. The business was trading well, but they wanted to take full ownership and buy out their partner.

The challenge

The buyout wasn’t straightforward. The couple had existing finance on their kitchen equipment, an outstanding ATO tax debt, no property ownership, and limited personal savings. Traditional lenders would have struggled with this combination.

How CFI helped

CFI Finance structured a business loan secured against the unencumbered assets of the business. We designed the repayment schedule to align with the business’s cash flow, so the loan could be serviced from profits without straining day-to-day operations.

The outcome

Bryce and his wife achieved 100% ownership of their takeaway restaurant. They maintained their business cash flow throughout the transition and are now building equity in a business that’s entirely theirs.